Why the Cheapest Capital Is Often the Most Expensive For mid-sized UK businesses, funding decisions are rarely about access to capital alone. They are about timing. The headline interest rate may look attractive, but slow capital can quietly erode value, momentum, and strategic options. Here are the key considerations CFOs

Opportunity doesn’t wait, and neither should access to capital. A slow ‘yes’, an inflexible product, or a lender that doesn’t understand the pressures of the mid-market can mean missing windows that may not open again. Why short-term finance matters now Across the UK, mid-market firms are navigating high input costs,

Access to capital shouldn’t be a barrier for healthy, growing UK companies, yet it often is. Even profitable, well-run mid-sized businesses can find themselves stalled for want of timely credit. So, what’s going wrong and what can CFOs do about it?

While once viewed as a mere “quick fix” for cash flow, short-term finance is now a primary engine for growth among mid-sized British firms. As traditional bank lending declines – despite a rising hunger for investment – agile credit has become essential. For companies tired of slow approvals and missed

The 2025 UK Budget, delivered by Rachel Reeves on 26 November, packs a mix of incentives and headwinds for medium-sized businesses. For firms looking to grow, invest, or scale, the changes are significant. We’ve focused on potential upsides for firms focused on growth, before highlighting announcements that may add costs

Medium-sized businesses are struggling to secure finance. That’s the finding of UK Finance’s latest Business Finance Review, and it’s a story that will resonate with CEOs, CFOs and Finance Directors across the UK.

The report highlights that while new lending to the smallest businesses grew, loans to mid-market firms